Autometric Body & Paint
Insurance claim handled at Autometric

We handle the claim.

Direct billing, supplements, and approvals coordinated with your insurer. You bring the car; we handle the paperwork.

Insurance claims add stress to an already bad day. We handle them for you end-to-end: direct billing with every major carrier, photos and supplements coordinated with the adjuster, paperwork done by us. You bring the car. You don’t have to chase anything.

Before any of that, there’s something worth knowing about how this works in Michigan: you have the right to choose your own body shop, regardless of what your insurance company recommends. We explain how below.

How it works

From accident to keys back.

01 / 05

Get a free estimate

Bring the car or send photos. No appointment, no obligation.

02 / 05

We contact your insurer

We submit the estimate and coordinate with the adjuster directly.

03 / 05

Supplements handled

If the insurance estimate misses damage, we document it and get the additional work approved.

04 / 05

Expert repair

OEM parts default. Factory paint matching. Structural inspection.

05 / 05

Delivery with paperwork

We hand back the car, the paperwork, and the lifetime warranty.

Michigan law

Your right to choose your shop.

In Michigan, the customer chooses the body shop, not the insurance company. Insurers can recommend a “preferred” or “direct-repair” shop, but the law gives you the final say. You can take your car to any licensed body shop you trust, and your insurer is obligated to work with that shop on the claim. At Autometric, we handle the carrier communication for you – estimates, supplements, approvals – so exercising that right doesn’t add work to your plate.

We work with

Every major carrier.

Don’t see your carrier? We work with every major US insurer – reach out and we’ll confirm the coordination details for your specific policy.

Common questions

Things people ask.

Do I have to use my insurance's preferred shop?

No. In Michigan, you choose the shop that repairs your car, not your insurer. Your insurance can recommend a "preferred" or "direct-repair" shop, but they can't require you to use one.

We work with every major carrier. They pay us directly and we handle the paperwork, photos, and supplements on your behalf.

Will filing a claim raise my insurance rates?

Not directly because of which shop you use. Whether a claim raises your rates depends on fault, your policy, and your carrier's underwriting. Call your agent if you're unsure.

We can help you decide whether to file or pay out of pocket once we've estimated the damage. For small repairs that fall under your deductible, paying directly often makes more sense than filing.

Ready when you are

Just got in an accident? We can help.

Send photos when you're ready. We'll handle the rest.

Text UsCall (248) 954-6587